Spend accounts are how you organize the money in your Fluz balance. You can create more than one, give each a nickname, and use them to keep spending separated the way that makes sense for you. This article covers how to create a spend account, name it, and open its account details.
Prefer to watch? The walkthrough below covers everything on this page:
Create a spend account
Go to fluz.app and log in.
Click Manage money to open your money management options.
Click Create spend account.
Click Enter a nickname and type a name for the account.
Click Save to create the account.
Your new spend account appears in your Fluz balance right away.
Choosing a nickname
The nickname is how you'll recognize the account everywhere it appears in Fluz, so pick something that describes what the account is for: Everyday spending, Travel, Client payments, or a team or project name.
Open your spend account details
Click the spend account in your Fluz balance to view and manage it.
Click the account number to open the detailed view of the account.
Enter your PIN when prompted.
Your Virtual Account Number information is shown here.
Note: account details are currently only viewable on our web platform.
What you can do next
What is a Virtual Account Number? — the account and routing number attached to your spend account, and what it can be used for.
Finding your Virtual Account Number and routing number — including how to download an account letter or direct deposit form.
Sharing a Spend Account — give other people access to an account and set what they can do.
How do I view spend account activity? — see the transactions for a specific account.
Frequently asked questions
Why am I asked for my PIN?
Why am I asked for my PIN?
Your banking details are protected the same way a Virtual Card number is. Entering your PIN confirms it's you before the account details are shown.
Can I do this in the Fluz app?
Can I do this in the Fluz app?
Spend account details, including Virtual Account Numbers, are currently only available on the web platform at fluz.app.
My new spend account doesn't show a Virtual Account Number.
My new spend account doesn't show a Virtual Account Number.
Virtual Account Numbers are being rolled out gradually and aren't on every account yet. See What is a Virtual Account Number? for details, and contact us if you have questions.
Can other people use a spend account I create?
Can other people use a spend account I create?
Yes, if you share it with them. See Sharing a Spend Account for how sharing and access levels work.
More questions? Feel free to call our Customer Hotline at +1 888 960 0526. You can also use the Chat option at the bottom of your screen, or if you're on the app, go to Help and chat with us.