Fluz

Blocked categories vary by issuing bank. Expand your bank below to see which merchant category codes (MCCs) are restricted on your card.

Visa 400052, Visa 420352, Visa 474613, Mastercard 53211329, and Mastercard 532406

Mastercard 53211376, Mastercard 536209

You can use these cards only at merchants in the categories listed below. Transactions outside these categories will be declined.

Sutton - Allowed Categories

Still have questions?<a href="https://help.fluz.app/en/articles/17458370-how-do-i-contact-the-fluz-customer-experience-team"> Reach out to our Customer Experience team.</a>

Virtual cards are not able to be used on select categories. If the merchant or transaction type is not eligible, the card may be declined even if you still have funds available.

Blocked categories on virtual cards

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MCC	Category
5813	Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns
5816	Digital Goods – Games
5921	Package Stores – Beer, Wine, and Liquor
5933	Pawn Shops
5972	Stamp and Coin Stores
6010	Manual Cash Disbursements – Customer Financial Institution
6011	Automated Cash Disbursements – Customer Financial Institution
6529	Remote Stored Value Load – Member Financial Institution
6530	Remote Stored Value Load – Merchant
6531	Payment Service Provider – Member Financial Institution
6534	Money Transfer – Member Financial Institution
6611	Net Payment Facilitation
7273	Dating and Escort Services
7297	Massage Parlors
7322	Debt Collection Agencies
7994	Video Game Arcades / Establishments
9223	Bail and Bond Payments
9406	Government-Owned Lotteries

MCC	Category
5933	Pawn Shops
5972	Stamp and Coin Stores
6611	Net Payment Facilitation
7273	Dating and Escort Services
7297	Massage Parlors
7322	Debt Collection Agencies
7995	Gambling Transactions
9223	Bali and Bond Payments

Allowed MCC	Category
3000–3299	Airlines and Air Carriers
3351–3441	Car Rental Agencies
3501–3999	Lodging — Hotels, Motels, and Resorts
4111	Local and Suburban Commuter Passenger Transportation, Including Ferries
4112	Passenger Railways
4121	Taxicabs and Limousines
4131	Bus Lines
4411	Steamship and Cruise Lines
4511	Airlines and Air Carriers (Not Elsewhere Classified)
4582	Airports, Flying Fields, and Airport Terminals
4722	Travel Agencies and Tour Operators
4789	Transportation Services (Not Elsewhere Classified)
5812	Eating Places and Restaurants
5813	Drinking Places Serving Alcoholic Beverages, Including Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques
5814	Fast Food Restaurants
5962	Direct Marketing — Travel-Related Arrangement Services
5992	Florists
6513	Real Estate Agents and Managers — Rentals
7011	Lodging — Hotels, Motels, Resorts, and Central Reservation Services (Not Elsewhere Classified)
7012	Timeshares
7032	Sporting and Recreational Camps
7033	Trailer Parks and Campgrounds
7298	Health and Beauty Spas
7512	Automobile Rental Agencies
7513	Truck and Utility Trailer Rentals
7519	Motor Home and Recreational Vehicle Rentals
7832	Motion Picture Theaters
7922	Ticket Agencies and Theatrical Producers (Except Motion Pictures)
7991	Tourist Attractions and Exhibits
7992	Public Golf Courses
7996	Amusement Parks, Circuses, Carnivals, and Fortune Tellers
7997	Membership Clubs (Sports, Recreation, and Athletics), Country Clubs, and Private Golf Courses
9399	Government Services (Not Elsewhere Classified)

MCC	Category
6010	Manual Cash Disbursements – Customer Financial Institution
6011	Automated Cash Disbursements – Customer Financial Institution
7801	Government-Licensed Online Casinos
7802	Government-Licensed Horse/Dog Racing
7995	Gambling Transactions

Blocked categories on virtual cards

Austin Capital Bank

Visa 400052, Visa 420352, Visa 474613, Mastercard 53211329, and Mastercard 532406

GBank

Mastercard 536109, Mastercard 536708

Sutton - Allowed Categories

TransPecos

Visa 474613