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Blocked categories vary by issuing bank. Expand your bank below to see which merchant category codes (MCCs) are restricted on your card.

Visa 400052, Visa 420352, Visa 474613, Mastercard 532113, and Mastercard 532406

Virtual Cards are not able to be used on select categories. If the merchant or transaction type is not eligible, the card may be declined even if you still have funds available.

Blocked categories on Virtual Cards

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MCC	Category
5813	Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns
5816	Digital Goods – Games
5921	Package Stores – Beer, Wine, and Liquor
5933	Pawn Shops
5972	Stamp and Coin Stores
6010	Manual Cash Disbursements – Customer Financial Institution
6011	Automated Cash Disbursements – Customer Financial Institution
6529	Remote Stored Value Load – Member Financial Institution
6530	Remote Stored Value Load – Merchant
6531	Payment Service Provider – Member Financial Institution
6534	Money Transfer – Member Financial Institution
6611	Net Payment Facilitation
7273	Dating and Escort Services
7297	Massage Parlors
7322	Debt Collection Agencies
7994	Video Game Arcades / Establishments
7995	Gambling Transactions
9223	Bail and Bond Payments
9406	Government-Owned Lotteries

MCC	Category
5933	Pawn Shops
5972	Stamp and Coin Stores
6611	Net Payment Facilitation
7273	Dating and Escort Services
7297	Massage Parlors
7322	Debt Collection Agencies
7995	Gambling Transactions
9223	Bali and Bond Payments

MCC	Category
6010	Manual Cash Disbursements – Customer Financial Institution
6011	Automated Cash Disbursements – Customer Financial Institution
7801	Government-Licensed Online Casinos
7802	Government-Licensed Horse/Dog Racing
7995	Gambling Transactions

Blocked categories on Virtual Cards

Austin Capital Bank

Visa 400052, Visa 420352, Visa 474613, Mastercard 532113, and Mastercard 532406

GBank

Mastercard 536109

TransPecos

Visa 474613, Mastercard 536708