What is a virtual card spend limit?
Your virtual card spend limit is the maximum amount you can spend using that card. You’ll be asked to set this limit when generating your card, and you can choose to have it apply across the card’s lifetime or reset daily, weekly, monthly, or annually.
You can create a Fluz virtual card with a minimum of $5 and a maximum of $10,000 per transaction.
You’ll only be charged for what you actually use at checkout, not the amount you set as your spend limit.
Fluz tip: To avoid declined transactions—especially when factoring in taxes, tips, or foreign exchange—we recommend setting your limit slightly higher than the amount you plan to spend.
How do I edit my card spend limit?
To edit your card spend limit:
Log in to your Fluz account on web.
Navigate to the Cards tab on the top navigation menu. Your virtual cards will appear by default.Search for your virtual card by filtering the card type, card number, spent amount, card limit, date created, funding source, and status.
Click on the virtual card you would like to update.
Select the Edit button towards the bottom of the Card details page.
Scroll to Edit card limit under Advanced settings.
Enter your new spend limit ($5 min. - $10,000 max.).
In the dropdown menu to the right, select how often the card limit should reset (daily, weekly, monthly, annually). Or, select Lifetime to keep it fixed.
Select Save changes to confirm.
That’s it! Your new spend limit will be active immediately.
Note: limits may change anytime, please check the card program limits for updated amounts.
More questions? Feel free to reach out to one of our Fluz Champs. You may call our Customer Hotline at +1 646-760-7479. You can also use the Chat option at the bottom of your screen, or if you're on the app, go to Help and chat with us.