A brand-locked card is a virtual card that becomes tied to the first merchant it is used with, and can only be used at that same merchant for all future transactions. As a result, if the card is used at another merchant, the transaction will be declined.
For example:
If your Fluz virtual card is first used at Doordash, it will be locked to Doordash going forward. So, if you later try to use that same Fluz virtual card at Amazon, your transaction will be declined.
Brand-locked virtual cards offer several benefits:
Extra security: Your card cannot be used outside your chosen brand or merchant, making it less vulnerable to fraud or misuse.
Better organization: You’ll know exactly which card is tied to which vendor. This is especially helpful if you’re managing recurring payments or separating business expenses by category.
Having a virtual card locked to a specific merchant is a powerful way to protect your spending and maximize your rewards.
More questions? Feel free to reach out to one of our Fluz Champs. You may call our Customer Hotline at +1 646-760-7479. You can also use the Chat option at the bottom of your screen, or if you're on the app, go to Help and chat with us.