Why upgrade to a Business Account?

  • Spend up to $250,000 daily

  • Access to the Power Portal

    • The Power Portal is an exclusive platform with a user experience made for Business:

      • Track 1.5% cash back earnings available wherever Visa is accepted

      • Visibility on daily spend limits and how much more you can spend

      • Download your transactions in bulk via a .csv file

      • Process bulk updates on transaction activity

  • Early access to beta features

    • Beta access to cash balance, 1-time cards, and more!

  • Access to a dedicated Fluz Power Sidekick

  • Enjoy special promotions and exclusive rates

  • Want to learn more about the benefits of a Business account? Speak to a Power Sidekick.

What documents do I need to apply for a business account?

For LLC & Corporations:

  • EIN letter

  • Business Bank Statement

  • Articles of Incorporation

For Sole Proprietorships and Partnerships:

  • Business Bank Statement

  • Document/s that will establish Sole Proprietorship such as:

    • EIN Letter, Business License, Certificate of Trade Name, DBA Certificate


I already have access to the Power Portal, do I still need to apply for a Business account?

Yes. A business account will be required for continued access to the Power Portal. To maintain access, submit your business applications before February 1, 2023. Otherwise, you may still access your Fluz account via the mobile app. Need help? Speak to a Power Sidekick.

Need help setting up a business? Below are resources to get you started.

Setting up a business and a business bank account

  • Stripe - Stripe Atlas is a powerful, safe, and easy-to-use platform for forming a company. By removing lengthy paperwork, legal complexity, and numerous fees, Stripe Atlas helps you launch your startup from anywhere in the world.

  • AngelList - AngelList incorporates your company in a few simple steps without an expensive legal process. Focus on your company, and we'll get you fundraising-ready.

  • Firstbase - The simplest way for anyone to launch and run a US business. Incorporate your company, access one-click growth tools, stay compliant, and manage everything your business needs — all online, from anywhere.

Setting up an LLC with a third-party system

  • Incfile - Incfile includes LLC formation, registered agent, compliance, and startup services.

  • Northwest Registered Agent - Northwest Registered agent is a national registered agent service that can better protect your privacy with the use of their business address on your public documents. Services include filing documents, expanding business formation, and compliance

  • LegalZoom - Helps you create different types of businesses (Corporations, LLCs, Sole Proprietorship, DBA, Nonprofit)

Set up a business as a non-US-resident

When opening a business in the US, there are two types of corporate entities that non-citizens can choose from. The first is an LLC which offers limited liability and profits and receives lower tax benefits than other forms such as C-Corps or S-corporations. However, they’re easy for anyone regardless if he has citizenship status, so long as he meets certain requirements like keeping his finances separate from those run through hired managers (who would report them accordingly).

Read more about this at this link.

Set up a US business bank account overseas using these platforms:

  • Wise - Business banking without the high rates, hidden charges, and monthly fees. Pay employees, get paid, and manage your cash flow overseas — in one place.

  • Mercury - a financial technology company for start-ups

Our dedicated support team will be happy to assist you by reaching out to them through your preferred channels. Or feel free to use the Chat option at the bottom of your screen, or if you're on the app, go to Help and chat with us.

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