NOTE: The Account Setup Bonus will replace the $5 Quickstart Bonus Challenge when the newest version of the app will be launched. If you have previously qualified for the $5 Quickstart Bonus Challenge, you will no longer be eligible to participate in the new $5 Account Setup Bonus.


With Fluz’ $5 Account Setup bonus, all each new member has to do is finish setting up their account to earn $5! Learn about the Account Setup below:

How does the Account Setup $5 bonus work?

All Fluz members can earn their first $5 bonus by simply completing* 5 easy steps:

  1. Link and verify your preferred ACH as a funding source

  2. Activate push notifications

  3. Add your birthday to your account

  4. Activate the Building Credit feature

  5. Learn about the benefits of using Fluz

The Account Setup $5 bonus can only be achieved once per Fluz member account and does not expire. For the new member’s inviter to receive their Inviter Bonus, these steps must be completed within 30 days of signup.

*Completion of all 5 steps does not have to be in order to qualify for the bonus.

I have been a Fluz member for a while, can I still qualify for the Account Setup $5 bonus?

Yes, you can still qualify by completing the 5 steps given that you have never achieved the bonus before.

Please note that the member who invited you will receive their $5 Inviter Bonus only if you complete these steps within 30 days of your signup. To maximize rewards for everybody and earn together, we recommend you complete account setup promptly.

When do I receive the $5 bonus?

You will receive the $5 bonus in real time, as soon as all 5 steps have been completed.

How do I know that I qualified for the Account Setup $5 bonus?

Once you have qualified for the bonus, you will receive an email confirmation.

Why did I not receive the $5 bonus?

These may be the reasons why you did not receive the $5 bonus:

  1. You have not yet completed all 5 steps.

  2. Only checking accounts can be linked.

  3. Some banks may not be available. Fluz recommends that you complete bank linking first.

If you want to reach out to our support team, feel free to use the Chat option at the bottom right of your screen or if you're on the app, go to Help and chat with us.

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