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    <loc>https://help.fluz.app/en/articles/11824788-editing-your-virtual-card</loc>
    <lastmod>2026-10-16T21:13:12Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/11831514-setting-and-editing-a-card-spend-limit</loc>
    <lastmod>2026-10-13T20:21:40Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/11831577-freezing-unfreezing-your-virtual-card</loc>
    <lastmod>2026-10-16T20:20:09Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/11832469-how-to-pay-online-with-a-brand-locked-virtual-card</loc>
    <lastmod>2026-10-13T19:09:29Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/11832480-how-will-fluz-virtual-card-charges-appear</loc>
    <lastmod>2026-10-16T14:08:05Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/11854128-what-is-fluz-marketplace</loc>
    <lastmod>2026-10-13T19:13:14Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/11854168-fluz-marketplace-faqs</loc>
    <lastmod>2026-10-13T19:12:58Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/11988728-how-to-generate-a-statement-for-a-fluz-virtual-card</loc>
    <lastmod>2026-10-16T20:20:46Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/12111632-why-is-my-virtual-card-declining</loc>
    <lastmod>2026-10-16T20:21:56Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/12119666-fluz-virtual-cards-where-can-i-use-them</loc>
    <lastmod>2026-10-16T13:17:15Z</lastmod>
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    <loc>https://help.fluz.app/en/articles/12183013-fluz-referral-system-what-you-need-to-know</loc>
    <lastmod>2026-10-13T19:55:55Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/12314117-why-was-there-an-update-to-the-final-amount-of-my-virtual-card-transaction</loc>
    <lastmod>2026-10-13T18:36:57Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/12314175-why-is-my-card-charged-175-when-i-buy-gas-at-a-gas-station</loc>
    <lastmod>2026-10-13T18:36:45Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/12314199-how-do-multi-vendor-purchases-affect-pre-authorizations-and-refunds</loc>
    <lastmod>2026-10-13T18:36:21Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/12314219-why-is-my-card-charged-an-extra-20-when-i-pay-at-a-restaurant-or-barber-shop</loc>
    <lastmod>2026-10-13T18:36:34Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/12333172-in-what-order-are-my-fluz-balances-charged</loc>
    <lastmod>2026-10-16T20:51:44Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/12333294-fluz-marketplace-shipping-refund-policy</loc>
    <lastmod>2026-10-13T18:34:38Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/12453248-instant-access-faq-s</loc>
    <lastmod>2026-10-13T18:41:19Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/12572521-what-is-a-secondary-funding-source</loc>
    <lastmod>2026-10-13T19:27:13Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/12572523-what-is-a-backup-funding-source</loc>
    <lastmod>2026-10-13T19:09:01Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/12713443-fluz-wallet</loc>
    <lastmod>2026-10-13T19:57:38Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/12753419-what-does-trust-status-in-review-mean</loc>
    <lastmod>2026-10-13T20:14:22Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/12784904-how-do-i-add-or-update-a-billing-address-for-fluz-virtual-cards</loc>
    <lastmod>2026-10-16T14:25:27Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/12812293-how-to-get-started-with-the-fluz-website</loc>
    <lastmod>2026-10-16T20:54:12Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/13217655-what-is-the-neighborhood-eats-program</loc>
    <lastmod>2026-10-13T20:04:24Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/13217758-neighborhood-eats-participating-locations</loc>
    <lastmod>2026-10-13T20:05:10Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/13217865-neighborhood-eats-terms-conditions</loc>
    <lastmod>2026-10-13T19:11:02Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/13218017-neighborhood-eats-faqs</loc>
    <lastmod>2026-10-16T18:57:37Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/13704723-what-is-the-fluz-api</loc>
    <lastmod>2026-10-13T19:08:13Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/13704749-accessing-fluz-api-documentation</loc>
    <lastmod>2026-10-13T20:20:21Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/13704910-creating-an-app-with-fluz</loc>
    <lastmod>2026-10-13T20:19:55Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/15032740-why-am-i-not-receiving-emails-from-fluz</loc>
    <lastmod>2026-10-13T20:19:31Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/15032854-how-prepaid-virtual-cards-are-different-from-multi-use-virtual-cards</loc>
    <lastmod>2026-10-16T13:00:33Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/15032864-faq-using-a-prepaid-virtual-card</loc>
    <lastmod>2026-10-16T20:23:23Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/15032905-receive-and-use-a-prepaid-virtual-card</loc>
    <lastmod>2026-10-16T14:21:26Z</lastmod>
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    <loc>https://help.fluz.app/en/articles/15032953-why-can-t-i-access-my-prepaid-virtual-card</loc>
    <lastmod>2026-10-16T13:17:57Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/15061626-fluztravel-card-eligible-categories</loc>
    <lastmod>2026-10-13T19:59:32Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/15072947-replacing-your-cfsb-virtual-card</loc>
    <lastmod>2026-10-16T13:04:10Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/15121243-blocked-categories-on-virtual-cards</loc>
    <lastmod>2026-10-16T13:04:43Z</lastmod>
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    <loc>https://help.fluz.app/en/articles/15182278-accessing-prepaid-virtual-card-details-after-card-activation</loc>
    <lastmod>2026-10-16T13:24:09Z</lastmod>
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    <loc>https://help.fluz.app/en/articles/15182504-activating-and-managing-a-prepaid-virtual-card</loc>
    <lastmod>2026-10-16T13:21:14Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/15264946-adding-a-prepaid-virtual-card-to-your-apple-wallet</loc>
    <lastmod>2026-10-16T13:20:48Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/15696385-is-fluz-cashback-taxable</loc>
    <lastmod>2026-10-13T20:16:02Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/15867176-sharing-a-virtual-card</loc>
    <lastmod>2026-10-16T19:19:11Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/15867180-sharing-a-gift-card</loc>
    <lastmod>2026-10-16T18:54:48Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/15867182-managing-authorized-users-on-your-account</loc>
    <lastmod>2026-10-16T18:56:09Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/15867184-understanding-access-levels-on-shared-cards-and-accounts</loc>
    <lastmod>2026-10-16T19:21:12Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/15867336-what-is-spend-power-and-how-do-i-refresh-it</loc>
    <lastmod>2026-10-13T19:42:13Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/15889147-is-fluz-down-how-to-check-fluz-s-system-status</loc>
    <lastmod>2026-10-13T19:59:09Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/15891797-where-to-find-virtual-card-cashback-rates</loc>
    <lastmod>2026-10-16T14:07:38Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/15891799-why-is-my-refund-pending</loc>
    <lastmod>2026-10-13T18:35:29Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/15901824-what-is-a-transaction-descriptor</loc>
    <lastmod>2026-10-13T19:37:07Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/15901825-how-to-send-a-prepaid-virtual-card</loc>
    <lastmod>2026-10-16T14:14:31Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/15901826-faq-sending-a-prepaid-virtual-card</loc>
    <lastmod>2026-10-16T14:20:09Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/16007184-exempt-merchants-for-referral-royalties</loc>
    <lastmod>2026-10-16T20:19:34Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/16225143-how-to-find-cashback-offers-and-create-a-virtual-card-on-the-fluz-web-portal</loc>
    <lastmod>2026-10-16T13:50:14Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/16239133-why-wasn-t-my-card-added-to-my-digital-wallet</loc>
    <lastmod>2026-10-16T14:23:35Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/16301843-creating-multiple-virtual-cards-with-a-csv-file</loc>
    <lastmod>2026-10-16T20:24:05Z</lastmod>
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    <loc>https://help.fluz.app/en/articles/16301844-understanding-the-virtual-card-csv-columns</loc>
    <lastmod>2026-10-16T19:20:22Z</lastmod>
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    <lastmod>2026-10-16T14:30:20Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/16301848-why-did-my-virtual-card-csv-import-fail</loc>
    <lastmod>2026-10-16T20:24:41Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/16400856-what-is-a-virtual-account-number</loc>
    <lastmod>2026-10-16T19:02:21Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/16400857-finding-your-virtual-account-number-and-routing-number</loc>
    <lastmod>2026-10-13T19:39:07Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/16562774-creating-and-managing-a-spend-account</loc>
    <lastmod>2026-10-16T18:54:07Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/16774398-how-do-i-dispute-a-fluz-virtual-card-transaction</loc>
    <lastmod>2026-10-16T14:03:51Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/articles/17065959-redeeming-a-digital-gift-card</loc>
    <lastmod>2026-10-16T20:03:34Z</lastmod>
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    <loc>https://help.fluz.app/en/articles/17297292-what-should-i-do-if-i-don-t-receive-my-login-code</loc>
    <lastmod>2026-10-13T18:48:22Z</lastmod>
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    <loc>https://help.fluz.app/en/articles/17458370-how-do-i-contact-the-fluz-customer-experience-team</loc>
    <lastmod>2026-10-13T17:20:33Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/17506106-where-do-i-find-merchant-instructions-and-offers</loc>
    <lastmod>2026-10-16T14:32:16Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/articles/17589303-switching-from-the-power-portal-to-fluz-web-platform</loc>
    <lastmod>2026-10-13T21:03:16Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/collections/19688422-getting-started</loc>
    <lastmod>2026-07-13T19:20:50Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/collections/19686835-troubleshooting</loc>
    <lastmod>2026-07-13T18:51:38Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/collections/19688425-fluz-products</loc>
    <lastmod>2026-07-13T19:20:50Z</lastmod>
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  <url>
    <loc>https://help.fluz.app/en/collections/2989247-account-and-security</loc>
    <lastmod>2026-07-13T19:20:50Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/collections/19688426-payments-and-rewards</loc>
    <lastmod>2026-07-13T19:20:50Z</lastmod>
  </url>
  <url>
    <loc>https://help.fluz.app/en/collections/19688429-apps-and-integrations</loc>
    <lastmod>2026-07-13T19:20:51Z</lastmod>
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