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Stacking Credit Card rewards with Fluz
Stacking Credit Card rewards with Fluz

How to stack credit card rewards, credit card categories, tagging

Lei avatar
Written by Lei
Updated over a week ago

Wondering why you should use Fluz when you already earn cash back from your rewards credit card?
Depending on which credit card you have, you can earn cash back or points for certain category purchases (or for all purchases, lucky you!). By purchasing a gift card from Fluz, you get cash back from Fluz and you earn rewards from your credit card too. You can stack your rewards by getting cashbacks from Fluz and your credit cards. Read below to learn more:

What are the types of rewards to stack?

Non-category-specific rewards

Your credit card gives you cashback for any and all purchases.

Category-specific rewards

Your credit card only gives rewards for certain categories such as dining, grocery, travel, etc.

Please contact your credit card issuing bank to learn more about your credit card's rewards program.

How does stacking rewards work?

If your credit card offers rewards (cashback, points, etc.) for any and all purchases, meaning they are non-category-specific rewards, then you will also get credit card rewards when you purchase any gift card from Fluz.

However, If your credit card only offers rewards for category-specific purchases, then only certain merchant's gift cards are eligible.

How do I know which category my purchase is stacked?

You will be able to see the category when you purchase a gift card from a merchant. See details below:

Screens depicted may not reflect the latest version of the app.

1. When you type or select your gift card amount, the merchant will always appear at the top of the screen.

2. To finalize your gift card purchase, you will be prompted to type in your 4-digit passcode. On this page, you will see your transaction details including the category where your purchase will be stacked.

Does stacking rewards work also work with other payment methods or funding sources?

Stacking rewards are only available when using Credit Cards as a payment method.

Stacking rewards DOES NOT APPLY to the following funding sources:

  • ACH/ Bank account

  • Apple Pay

  • PayPal

You can learn more about stacking here.

More questions? Feel free to reach out to one of our Fluz sidekicks. Use the Chat option at the bottom of your screen, or if you're on the app, go to Help and chat with us.

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